KYC / KYB Policy

• Certificate of Incorporation / Registration.
• Memorandum & Articles of Association or equivalent constitutional documents.
• Register of directors and shareholders / cap table.
• Proof of registered address (utility bill, bank statement or lease, dated within 3 months).
• Tax registration certificate where applicable.
• Regulatory licence(s) for licensed activities.

• Government-issued photo ID (passport preferred).
• Proof of address dated within 3 months.
• Selfie / liveness check for the primary signatory.
• PEP and adverse-media screening.

We review the merchant's website, product, target markets, expected monthly volume, average ticket size, chargeback history and refund policy. High-risk verticals require additional documentation and enhanced due diligence.

Bank statements or confirmation letters from the merchant's settlement bank are required to confirm ownership. Settlement accounts must be in the merchant's legal name.

KYC records are refreshed periodically based on risk rating (typically every 12–36 months) and on trigger events such as change of ownership, business model change, or unusual transaction patterns.

All KYC/KYB documentation is stored securely and accessed only by trained compliance staff. See our Privacy Policy for details.

Onboarding: onboarding@payeurasia.com. Compliance: compliance@payeurasia.com.